Story #1
On January 29, 2003, I contacted (with a company), the creditor who is damaging my credit, via the telephone. The purpose of this contact was to request an official copy of the contract I had allegedly signed with the original creditor with a balance of $4144.00 of bad debt. I explained to the aforementioned organization that I believed that the account in question (account number) was in fact not mine for I believed I was a victim of Identity Theft, which was damaging my overall credit rating. Another occurrence of this theft occurred in one of my bank accounts, where I had to close the account due to this illegal activity, hence the reason for the requested documents. The only documents received, to date, from (the company) were bills requesting payment. (The company) responded by stating that billing statements containing my Name and Address and/or Social Security Number, were the only documents they could provide me. Official Copies of Signed Contracts from (the original creditor) were unavailable.

Story #2
An individual is not sure exactly when and how his Social Security number and birth certificate were stolen. But he believes it was about 25 years ago when, as a young man, he worked as a fruit picker in the orange groves and had to give his Social Security number and show his birth certificate every day when going out to the fields. In any case, someone did get this information and, as a result, he suffered years of financial frustration as he was hounded by the Internal Revenue Service for not reporting earned income, and had his credit history strewn with reports of late payments to accounts he never opened.

Story #3
I have been a victim of identity theft. I have made REPEATED requests (both to the bank's Fraud Department and Executive Offices)... to release the fraudulent credit applications to me OR to the local sheriff. I get only FORM LETTERS in response that do not meet my requests. I was assured an investigator would be assigned to my case. This has not happened and it has been nearly 60 days since I reported the fraud. I have promptly returned all the documentation requested of me. I have gotten essentially no response or assistance from their fraud investigators. (The bank) is inhibiting my ability to clear my name, credit, and to prosecute the imposters.

Story #4
I have called this company numerous times because they have inaccurately reported an account that I have never had. I have had one account with them and that's it. I have asked them to provide all contracts or signed credit agreements to the disputed account, yet they say it's too old. I have contacted them each year over the past year and I am told the account is mine with no proof (and that I must mail correspondence to (their Florida address), which I have done over 40 times to no avail. They now tell me a collection agency holds the account, yet this company can't provide any information either, so what am I to do? I have filed a complaint with the FTC and now the BBB yet they continue to report this information knowing I have been a victim of Identity Theft in the past. This is either fraudulent activity or inaccurate reporting by (my) bank. I need help. Thanks for your help in advance.